Market Tools / XAUUSD
Gold Margin Calculator: XAUUSD Margin and Leverage
One standard lot of gold at 1:100 leverage needs roughly $4,100 of margin at a $4,100 price. Margin moves one to one with the live price, so this calculator is prefilled with the current spot quote and updates the full leverage table instantly.
XAUUSD margin calculator
Enter the position and leverage, then read the required margin, notional exposure and how the margin deposit compares to the actual risk at your stop.
Or type a custom leverage in the field below.
Most brokers use 100 oz per standard lot. Confirm your contract specification before trading.
The margin deposit is larger than the stop loss on this setup. Commission, swap and slippage are not included.
Gold margin table by leverage
Required margin in USD at 100 oz per lot. The highlighted column is the most common retail leverage.
| Lots | Notional | 1:20 | 1:50 | 1:100 | 1:200 | 1:500 |
|---|---|---|---|---|---|---|
| 0.01 | $4,100.00 | $205.00 | $82.00 | $41.00 | $20.50 | $8.20 |
| 0.10 | $41,000.00 | $2,050.00 | $820.00 | $410.00 | $205.00 | $82.00 |
| 0.50 | $205,000.00 | $10,250.00 | $4,100.00 | $2,050.00 | $1,025.00 | $410.00 |
| 1.00 | $410,000.00 | $20,500.00 | $8,200.00 | $4,100.00 | $2,050.00 | $820.00 |
| 2.00 | $820,000.00 | $41,000.00 | $16,400.00 | $8,200.00 | $4,100.00 | $1,640.00 |
Computed at a reference price of 4,100.00. Margin scales one to one with the gold price.
The formula
Gold is priced in US dollars, so no conversion applies to a USD account. Some brokers add a margin buffer or raise requirements around high impact news; check your broker's margin schedule.
Margin is a deposit, not your risk
Leverage only changes the deposit the broker locks. A 1 lot position carries the same $100 per dollar of price movement whether the account runs 1:20 or 1:500. The risk of the trade is set by the stop distance and the lot size, never by the leverage setting.
Size from risk, not from margin. Decide the dollar amount you are prepared to lose, divide by the stop distance, and let the margin requirement be whatever it is. Accounts that size from available margin are one volatility spike away from a margin call.